Picture it: it’s July, creeping up on triple digits, and your air conditioner stops. It just dies. Doesn’t work. No more air conditioner, no more cool air to combat the summer heat and keep your home comfortable. No more anything.
So you call a heating and cooling company to come take a look and they confirm what you already knew – it’s time to invest in a new air conditioner. And then they explain something you didn’t know – it’s going to cost somewhere between $7,000 to $70,000, based on the type of system(s) you desire, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend your summer soaking in sweat and devouring popsicles? Or spend all your savings (and maybe sell an organ) to cover the cost of a new AC unit?
We are here with a different option to help your comfort and your wallet: financing.
It’s been reported that over 65% of homeowners considering taking on a home improvement project are planning on financing their project. When you consider that the typical consumer in the United States has no more than $5,000 they can access, it makes total sense. So when life happens and things breakdown, and unexpected expenses such as an HVAC system repair or replacement is needed, it is vital that we have affordable financing options available.
At Service Experts Heating & Air Conditioning we have multiple financing options for people looking to replace their heaters or air conditioners. The first set of options would fall into our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within a year with no interest charges, so long as the amount financed is completely paid off during or before the promotional period ends.
Service Experts Heating & Air Conditioning also offers financing programs with a lower monthly fixed payment and a fair interest rate. This is for people who may not have the money as quickly but can afford a lower cost each month. A standard program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency heating and cooling system can cost around $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This option makes a new heating and cooling system more affordable, while also investing in an efficient system that will help reduce energy bills while providing home comfort.
The financing programs at Service Experts Heating & Air Conditioning include the following:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many programs, what are you waiting for? Call Service Experts Heating & Air Conditioning today for a complimentary in-home home comfort analysis and we will help you choose which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to hear from you!